Options Under Iowa Law for Injuries at Work

When an injury occurs on the job, you may be left in pain and confused about your options. While every case is different, generally speaking, you will have two main paths to take if you want to seek compensation for your injury: worker’s compensation or suing the company or person who caused your injury. Only a lawyer can advise you of your particular case, however, you should familiarize yourself with how these two systems work so you can get an idea of how you might want to proceed.

Worker’s Compensation

The worker’s comp program was instituted to expedite the way injuries at work are handled. Your employer pays an insurance premium each month, based on various factors relating to its labor force, and the company providing the insurance handles the case when someone is injured at work. Payment of medical bills and compensation for part of your lost wages are included in a worker’s comp case, typically. You would be dealing directly with the insurance company and not so much your boss.

Suing in Court

A worker’s comp case is pretty straightforward as it’s a no-fault system. However, when you have been injured due to something beyond an honest accident, you may wonder, “Can you sue your employer for injury?” The answer to this is yes; in some cases, you may have cause to use the court system to sue your employer or another party who caused your injury.

Under Iowa law, acts that were intentional or negligent on the part of the employer can lead to more than just worker’s comp. If you and your lawyer can show that the company did something to cause your injury, either intentionally or through negligence, you may have a case. However, you would be opting out of the worker’s compensation program if you go this route.

Examples of cases that may result in a lawsuit show that something more than just an accident has occurred:

  • Faulty products used in the workplace
  • Known air quality issues
  • Negligence from a vendor, contractor or other third parties
  • Hazards that were ignored by management
  • Work conditions that violate safety regulations
  • Lack of protective equipment

If you think you may have a case for suing your employer, or if you think your worker’s compensation claim is not being handled well, you should consult an attorney who specializes in this area of law. He can explain your options as they pertain to your specific case and help you proceed in whichever direction is best.… Read More

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How To Guarantee Maximum Compensations After A Road Accident in Fort Wayne

There are lots of things that could go wrong while on the road and regardless of these factors every victim of an automobile accident deserves fair compensation. As the number of vehicles and road users increases from year to year, the possibilities of getting caught up in the middle of an accident are much higher today. Nevertheless, the statistics on road accidents and the fact that they are a reality that could happen never prepares one for how to handle the aftermath especially when seeking for financial compensations. The good news is that one never handles all the burden of being a victim of an accident alone as there are systems which one can rely on for success.

The first mistake to avoid immediately after getting caught up in an accident is ignoring the importance of having an experienced Fort Wayne car accident attorney by your side. While the unfortunate turn of events can leave one in lots of confusion, there are basic procedures one must always strive to adhere to for the end gain. These include ensuring that there is professional inspection and recording of the accident by the police as this is the building ground for having a solid case before the law courts. A rule of the thumb during this stage is to never engage in confidentiality to the police but only to answer the simple questions which will provide relevant information.

After an accident, the most vital step to take for your wellbeing is seeking medical attention as soon as possible. Many people make the mistake of assuming that because they do not have any physical injuries they do not need medical attention. The reality is that the impacts of a road accident can lead to lots of medical complications such as internal bleeding or spinal and brain damages which one cannot asses by looking at their bodies. In-depth medical evaluation will always reveal these conditions with immediate treatment highly recommended to avoid future complications.

An accident attorney comes to the picture to build on the facts of the case and ensure that no one can take advantage of their clients. Typically, every accident is unique and involves several factors which have to be taken to consideration before getting to negotiations with an insurance company or heading to the law courts. In the event that the third party is ready for negotiations and one gets to the negotiation table without having a solid defense team that understands these factors, it is no brainer that the deal will be a raw one.

In the end, the essence of seeking compensations is not to take any amount that is given by the insurance company or party at fault but to have a solution that will account for all needs co-related to the accident. These include medical bills especially for severe injuries, lost income during the treatment period, and the pains & suffering experienced. As such getting to push the accused to make these payments is never an easy … Read More

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