How to Help a Loved One Who Just Got Arrested

If someone who is close to you has recently been arrested, such as a spouse or a close friend, then you could be wondering if there is anything that you can do to help. Knowing that someone you care about is behind bars can be very upsetting, but you aren’t completely powerless in this situation. There are some things that you can do to help, including following the tips below.

Hire a Lawyer

If at all possible, it is a good idea to seek legal representation for your loved one. A good lawyer can help talk to your loved one about the charges that he or she is facing, can provide legal advice and can even sometimes help with things like a bond reduction. If you do choose to take this route, make sure that you choose the best lawyer that you can find and afford, since the expertise and knowledge of the attorney you hire does make a big difference.

Contact a Bail Bondsman

Next, it is a good idea to hire a bail bondsman to help your loved one get out of jail, if at all possible. Someone who helps with bail bonds Scranton PA can help you get your loved one out of jail, even if you don’t have the full amount of the bail to pay. Instead, you can just pay a fee to the bail bondsman — which is generally a percentage of the full amount of his or her bond — and the bondsman can get him or her out of jail for you. Contact a bail bondsman if you’d like to know a little more about what he or she does and how he or she can help your loved one.

Provide Support

Being in jail is a stressful and upsetting situation for pretty much anyone. Providing support in any way that you can, even if it’s just writing letters or visiting your loved one when you’re allowed to, can make a big difference.

As you can see, you don’t have to be completely powerless just because someone you care about is in jail. Instead, follow the tips above if you’d like to help as much as you can in this type of tough situation.… Read More

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5 Tips for Handling Your Finances in 2019

The new year is almost upon us, so it’s time to make some resolutions about managing your money better than you did before. If you’re ready to make changes to your personal spending habits, here are just five tips for financial success in 2019.

1. Track Your Spending

How much do you spend on coffee every week? How many money is going down the drain because you have to pay late fees for all of your bills? These numbers might shock you once you actually keep track of them, and the shock might motivate you to change your ways.

2. Pay Off Your Debts

It’s easier than you might think to clear away some of your debt. For example, many debt collection agencies are willing to work out payment plans with very small monthly bills if you can’t afford to pay everything at once. You can get on top of these collections instead of letting them fester.

3. Cut the Cord

If you’re still subscribed to unnecessary cable services, it’s time to cut the cord. You can find everything that you need among the dozens of digital streaming platforms that populate the web. Some of them are even bundled together so that you never have to miss your favorite shows.

4. Clip Coupons

Never underestimate the power of coupons. Their savings might seem small, but when you use them consistently, they’ll really add up in the long run. You can also find all kinds of exclusive deals and discounts from your favorite brands when you become a smarter shopper.

5. Talk to a Lawyer

If your financial problems go deeper than what you can solve on your own, don’t hesitate to reach out to an expert. They can help you make sense of all of your bills and figure out what you’re going to do next. For example, a good bankruptcy lawyer in Pittsburgh might be exactly what you need to start over.

These are just a few tips for managing your money in 2019. Are you ready to transform yourself in the new year? Start with your bank account.… Read More

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Benefits of Filing for Bankruptcy

No one is eager to file for bankruptcy, but events like illness, job loss or divorce mean that falling into debt can happen even to people in PA who are careful with their money. They may then hesitate to file for bankruptcy because they have misconceptions about the process. However, in some cases, bankruptcy can be a responsible and positive solution.

Reducing Stress

Debt can be extremely stressful, and a big part of the stress is creditors contacting you by mail and phone and demanding money that you don’t have. When you file for bankruptcy, all actions against you must stop. This includes lawsuits and foreclosures. Filing for bankruptcy gives you some breathing room and is a step forward toward a solution. A bankruptcy law firm in Pittsburgh, PA may be able to help you review your options and decide whether to file for bankruptcy.

Get Your Finances in Order

Filing for bankruptcy can be a way of regaining financial control. With a Chapter 7 bankruptcy, you may be able to keep your home or other assets. A Chapter 13 bankruptcy will allow you to wipe out most of your debts. You can create a budget and start to move ahead.

A Fresh Start

Some people think that filing for bankruptcy means they will be financially crippled. However, you can begin rebuilding your credit after your bankruptcy is discharged. In just a few years, even before the bankruptcy falls off your credit report, you can have a credit score that is as high or higher than before you began struggling with debt. One way to start is with a guaranteed credit card that you pay off monthly.

Filing for bankruptcy does not mean that you have been financially irresponsible, and it does not mean that you will be ineligible for loans and lines of credit in the future. An attorney from a firm such as McElrath Legal Holdings, LLC may be able to help you complete your bankruptcy filing and start anew. … Read More

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